Don't Wait for Adjusters After a Storm

1/13/2021 (Permalink)

Storm restoration services in Locust Hill, Va

Don't Wait for Adjusters After a Storm

Strong storms with high winds and heavy rains can lead to floods and the destruction of property. If your home in Locust Hill, VA, suffers damage in a flood, immediate action is needed to begin cleanup and repairs. Check with your insurance provider to see if you have flood insurance to help cover the cost of repairs, but don't delay your rebuilding efforts.

1. Safety first
After a flood, shut off the gas and electricity as soon as possible. Wear protective gear whenever you enter the premises as flood water can be toxic.

2. Clean everything
Delaying the cleanup process until you hear from an adjuster about your flood insurance can lead to mold damage. Cleanup should begin as soon as safely possible. Standing water should be removed and soaked furniture and other salvageable items should be removed and thoroughly dried out. All appliances should be unplugged and dried out. Mud and storm debris often makes its way into the home during a flood. Shovel it all out. Scrub down the walls and floors with disinfectant and sanitizer before attempting to move anything back inside. You can consult a storm damage restoration specialist if you don't want to handle the task of cleanup yourself.

3. Make a list of damages
As you clean up, keep a detailed list of damages. Everything from furniture and items that were destroyed to flood damage to the structure of your home. Provide this list to your insurance adjuster when they are able to visit. Adjusters are often very busy after major storms. Keeping a list of damages for them allows you to report what you have lost while moving forward with cleanup and rebuilding.

4. Rebuild
Only after your home is safely cleaned and dried out should you move ahead with repairs and rebuilding.
If your home in Locust Hill, VA, is in an area known for frequent devastating storms, check with your insurance to verify that you have flood insurance or what type of protection you might want to add in case of a flood.